Know where you stand before a regulator does. Compliance penalties are at record highs across every framework: HIPAA fines exceeded $28.7M in 2024, GDPR fines topped €1.9B in 2025, and SEC enforcement actions resulted in $4.2B in penalties. Most organizations don't know their exposure until an audit or breach happens. ComplianceStack gives you the diagnostic — free, in under 5 minutes.
Supported Frameworks & Maximum Penalty Exposure
| Framework | Governing Body | Primary Citation | Max Penalty Per Violation | Who It Covers |
|---|---|---|---|---|
| ComplianceStack Assessment | All frameworks | — | All frameworks | Free, instant |
| HIPAA | U.S. HHS / OCR | 45 CFR §160.404 (2026) | $2,134,831 / violation / year | Healthcare providers, plans, clearinghouses, BA |
| SOX | SEC / PCAOB | 15 USC §7241, §7262; 18 USC §1350 | $5M fine + 20 yrs imprisonment | Public companies + large privates |
| GDPR | EU Data Protection Authorities | GDPR Art. 83(4) / Art. 83(5) | €20M or 4% global revenue | Any org targeting EU individuals |
| OSHA | U.S. Dept. of Labor | 29 USC §666 | $165,514 / willful violation | Employers under federal OSHA jurisdiction |
| PCI-DSS | PCI SSC / Card brands | PCI DSS v4.0 | $5K–$100K/month per brand | Any entity storing, processing, transmitting card data |
| SEC/FINRA | SEC / FINRA | 15 USC §80b-3, 17 CFR 275 | Tier III civil penalties $215K+ / violation | Broker-dealers, investment advisers, public companies |
How the Free Compliance Risk Assessment Works
1
Select Your Framework
Choose the compliance framework relevant to your organization — HIPAA, SOX, GDPR, OSHA, PCI-DSS, or SEC/FINRA — and tell us your organization size.
2
Answer 10 Questions
Each question maps to a specific regulatory requirement or control gap. Questions are calibrated to your industry and organization type.
3
Get Instant Results
Receive your risk score (0–100), risk tier (Low / Moderate / High / Critical), penalty exposure estimate, and the top 3 actions to reduce your liability.
What's Included in the Free Assessment
10-question risk evaluationFramework-specific questions covering the highest-impact control gaps for your industry and organization size.
Penalty exposure calculationInstant estimate of your maximum fine exposure based on current enforcement data — not arbitrary scales.
Risk score + tier0–100 score with Low / Moderate / Elevated / High classification and plain-language explanation of what each tier means.
Top 3 prioritized actionsThe controls that will reduce your risk score most — ranked by likelihood × regulatory impact.
Gap analysis by domainSee exactly which compliance domains (administrative, physical, technical, procedural) are your weakest links.
Remediation guidancePlain-language explanation of each finding and what to do about it — written for compliance officers, not lawyers.
Frequently Asked Questions
What is a free compliance risk assessment and how does it work?
A free compliance risk assessment is a structured self-evaluation tool that identifies gaps in your regulatory compliance posture across frameworks like HIPAA, SOX, GDPR, OSHA, PCI-DSS, and SEC/FINRA. ComplianceStack's free assessment asks 10 targeted questions covering your organization's size, industry, data types handled, and existing controls — then computes an instant risk score (0–100) and penalty exposure estimate in-browser. No data leaves your device unless you choose to email your results.
Is the compliance risk assessment really free with no signup required?
Yes. ComplianceStack's free compliance risk assessment requires no account creation, no email verification, and no credit card. Your results are computed instantly in-browser. If you want to email yourself a copy or save your results to your dashboard, you can do so optionally.
Which compliance frameworks does the free assessment cover?
ComplianceStack covers all six major US and international regulatory frameworks: HIPAA (healthcare data, up to $2,134,831 per violation per year under 45 CFR §160.404), SOX (public company internal controls, criminal penalties up to $5M and 20 years under 18 USC §1350), GDPR (EU data protection, up to €20M or 4% global revenue under Art. 83), OSHA (workplace safety, up to $165,514 per willful violation under 29 USC §666), PCI-DSS (payment card data, $5K–$100K per brand per month), and SEC/FINRA (financial services, Tier III civil penalties $215K+ per violation).
How accurate is the free compliance risk score?
Questions are weighted by: (1) the likelihood of the threat given your current infrastructure and controls, and (2) the potential impact on regulated data confidentiality, integrity, and availability. Scores are calibrated against published enforcement data (OCR corrective action plans, SEC enforcement orders, EU DPA decisions) so the penalty exposure estimate reflects real-world regulatory outcomes, not arbitrary scales.
What's the difference between a free self-assessment and a paid audit report?
A free self-assessment identifies gaps and gives you an instant risk score — it's a diagnostic tool. A ComplianceStack Audit Report ($49–$149) converts those findings into documented, audit-ready output with full regulatory citations per finding, methodology documentation, and remediation recommendations that satisfy auditors, regulators, and enterprise procurement teams.
Do US companies need to worry about GDPR if they don't have an EU office?
Yes. GDPR has extraterritorial scope under Article 3 — it applies to any organization offering goods or services to EU individuals, or monitoring their behavior, regardless of location. US companies with EU-facing websites, EU customers, EU employees, or EU marketing are subject to GDPR. The largest fines issued by EU Data Protection Authorities have gone to US-based companies including Meta (€1.2B, 2023) and LinkedIn (€310M, 2024).
Start Your Free Compliance Risk Assessment
Select your framework above or click below to use the universal Compliance Pulse tool — choose from HIPAA, SOX, GDPR, OSHA, PCI-DSS, and SEC/FINRA.
Run Free Assessment Now →10 questions. Instant results. No signup. No credit card.