📖 Compliance Guides

5-Minute Compliance Checkup: Is Your Business at Risk?

📋
ComplianceStack Intelligence
March 15, 2026
6 min read
Compliance Guides

Before you spend $50K on a compliance audit, answer these 10 questions honestly. Each "No" represents a real vulnerability — a specific violation that regulators have cited in enforcement actions against companies in your exact situation.

This isn't a comprehensive audit. It's a quick diagnostic. It will tell you within 5 minutes whether you have compliance gaps that need immediate attention, and which ones are highest risk.

ℹ How to Score This Checkup

Answer Yes or No to each question. Count your No answers. Scoring guide is at the bottom. A perfect score doesn't mean you're fully compliant — it means you're not in immediate danger. For a deeper analysis, use our interactive compliance quiz.

Section 1: Documentation & Policies

1
Do you have a written privacy/information security policy that has been reviewed in the last 12 months?
If No: HIGH RISK — OCR cites this in virtually every enforcement action. Outdated or missing policies are a baseline HIPAA violation. GDPR requires a privacy policy for any organization handling EU personal data.
2
Have you completed a formal risk assessment in the last 12 months that documents where sensitive data lives and what threats exist?
If No: HIGH RISK — A current risk analysis is the foundation of HIPAA compliance. Its absence has been cited in the majority of OCR enforcement actions since 2020. Without it, you cannot demonstrate good-faith compliance.
3
Have all employees who handle sensitive data received compliance training in the last 12 months, with documentation?
If No: MEDIUM RISK — Workforce training is required under HIPAA. The 2026 Security Rule update increases penalties for training failures. More importantly, most breaches are caused by employee error — phishing, improper disposal, accidental disclosure.

Section 2: Technical Controls

4
Are all devices that access sensitive data encrypted (laptops, workstations, mobile devices)?
If No: HIGH RISK — Under the proposed 2026 HIPAA Security Rule update, encryption becomes mandatory (not "addressable"). An unencrypted stolen laptop containing PHI is an automatic reportable breach under current rules — and a direct violation under 2026 rules.
5
Does every account that accesses sensitive systems require multi-factor authentication (MFA)?
If No: HIGH RISK — Single-factor authentication (password only) is the primary attack vector in healthcare data breaches. MFA eliminates 99.9% of password-based attacks and is required under the 2026 HIPAA Security Rule update.
6
Do you have a process to remove access when employees leave the organization?
If No: HIGH RISK — Access termination failure is a Top 5 HIPAA violation. Former employees with active credentials are a significant breach risk. OCR found this issue in several of the 21 enforcement actions settled in 2025.

Section 3: Vendors & Third Parties

7
Do you have signed Business Associate Agreements (BAAs) with every vendor that handles PHI on your behalf?
If No: HIGH RISK — Every vendor that creates, receives, maintains, or transmits PHI on your behalf is a Business Associate and requires a signed BAA. This includes cloud storage (Dropbox, Google Drive, OneDrive), email providers, billing services, EHR vendors, and transcription services.
8
Have you reviewed your vendor BAAs for key provisions (breach notification timelines, return/destruction of PHI, subcontractor requirements)?
If No: MEDIUM RISK — Many BAAs are boilerplate templates that don't meet HIPAA requirements. Review for: 60-day breach notification, prohibition on unauthorized use, return or destruction of PHI on contract termination.

Section 4: Incident Response

9
Do you have a documented incident response plan that specifies what to do within the first 72 hours of a potential breach?
If No: MEDIUM RISK — HIPAA requires breach notification to affected individuals within 60 days of discovery. GDPR requires notification to the supervisory authority within 72 hours. Without a plan, you will almost certainly miss these deadlines — which compounds the original violation.
10
Do you maintain an audit log of who accessed which systems and data, and are logs retained for at least 6 years?
If No: MEDIUM RISK — Audit logs are required under the HIPAA Security Rule. Without them, you cannot investigate incidents, demonstrate access controls, or defend against OCR investigations. HIPAA documentation must be retained 6 years from creation or last effective date.

How to Interpret Your Score

✅ 0–2 No Answers

Low immediate risk. You have baseline controls. Focus on documentation depth and testing your incident response plan.

⚠ 3–5 No Answers

Moderate risk. You have real gaps that regulators would find in an investigation. Prioritize High Risk items first.

🚨 6+ No Answers

High risk. Multiple enforcement-level violations present. A breach or investigation today would result in significant fines. Act now.

What to Do Next

If you scored 3 or more No answers, here's the priority order for fixing them:

  1. Enable MFA everywhere — This is free (most platforms have it built in) and eliminates the single largest attack vector. Do this today.
  2. Encrypt all devices — Windows BitLocker and Mac FileVault are built-in and free. Turn them on this week.
  3. Audit and terminate ex-employee access — Pull a list of all current system users and cross-reference with HR. Terminate any access that shouldn't exist.
  4. Verify your BAAs — List every vendor that touches sensitive data, then verify you have a current, signed BAA with each.
  5. Conduct a risk assessment — Use our free HIPAA Risk Calculator or our compliance quiz for a guided risk analysis.
  6. Document everything — Create or update your policies and start logging actions. OCR cares about evidence.
✓ Good News: Most Gaps Are Fixable

The majority of compliance violations are not expensive to fix. MFA is free. Encryption is built-in on modern devices. Policy templates are available. The hard part is deciding to act — not the action itself. Start with the High Risk items and work down.

Get a Deeper Analysis

The full compliance quiz covers 40+ questions across 6 risk domains and gives you an industry-specific risk score with prioritized recommendations.

Related Articles

Free Weekly Newsletter

Get insights like this delivered weekly.

The Compliance Stack covers regulatory updates, enforcement actions, and framework changes every Monday. Free, 5-minute read.

No spam. Unsubscribe anytime. See a sample issue →